Clockwise Credit Union - Warwickshire

Clockwise is a not-for-profit financial cooperative, or credit union, that provides safe, ethical, and affordable banking services to local communities. Unlike traditional commercial banks that focus on corporate profit, Clockwise operates for the benefit of its members, meaning any cash surplus generated is directly paid back to the members as a dividend on their savings. They provide a vital community service by offering easy-access savings plans, standard current accounts, and fair personal loans ranging from low amounts to cover emergency expenses up to larger sums for significant life purchases. They pride themselves on evaluating loan applications based on individual personal stories rather than relying solely on rigid, automated credit scores, making them an essential financial lifeline for individuals who want an ethical alternative to predatory lenders or high-interest payday loans.

• Financial support
• Information & advice