Community Money Advice Charity

Free

Community Money Advice is a charity that helps people who are struggling with debt or money problems by offering free, confidential, and unconditional support. Instead of running one massive call center, they work by helping local churches and community groups set up face-to-face debt advice centers right in their own neighborhoods. When an individual visits a local center, trained advisors sit down with them to look at their overall situation, map out a realistic household budget, and speak to creditors on their behalf to stop harassment and negotiate affordable payments. They stay by the person's side for as long as it takes, helping them handle priority bills like rent and energy, apply for debt relief if needed, and learn practical budgeting skills to become completely debt-free and financially independent for the future.

• Basic necessities
• Digital resources
• Financial support
• Food poverty
• Information & advice
• Utility support